We learn exactly how consumers interact with lending options and treatments to aid recognize potential issues in the marketplace and build best outcome regarding. Evaluation our very own states and analyses to greatly help tell their choices, procedures, and techniques. And, discover research that people regularly plan about the CFPB.
Information aim: Financial developments
This agency facts aim article talks of 2020 financial marketplace task and trends using facts reported within the Home Mortgage Disclosure Act (HMDA).
Supervisory Features, Concern 24, Summer 2021
Here is the 24th version of Supervisory shows. The results most notable report cover exams in the regions of automobile servicing, consumer revealing, commercial collection agency, deposits, fair lending, mortgage origination, financial maintenance, payday lending, exclusive education financing origination and student loan servicing that were finished between January 1, 2020 to December 31, 2020.
Consumer utilization of payday, automobile concept, and pawn financial loans: Insights through the creating finishes satisfy review
A unique testing in our generating Ends Meet research series discusses just how customers utilize payday, vehicle subject, and pawn debts.
Supervisory Highlights, Problems No. 21 (Winter Months 2020)
Inside issue of Supervisory Highlights, we document exam findings in regions of commercial collection agency, home loan servicing, payday credit, and education loan maintenance that were completed between April 2019 and August 2019. The document doesn’t enforce any brand new or various legal needs, and all violations defined when you look at https://speedyloan.net/payday-loans-ga/dublin-4 the document include dependent only on those particular realities and situations observed during those exams.
Supervisory Features: Summer 2017
Contained in this problem of Supervisory shows, we submit exam conclusions from inside the aspects of automobile fund credit; charge card accounts administration; commercial collection agency; deposits; financial maintenance; home loan origination; service providers; short term, small-dollar financing; remittances; and reasonable credit. Such as past versions, this document include details about recent general public enforcement measures that were a result, at the very least in part, your supervisory services. The report also contains information on the Bureau’s use of its supervisory and administration power, lately released exam treatments, and agency guidance.
Hardware for preserving: utilizing prepaid records setting away resources
The CFPB introduced the outcome of a venture Catalyst scientific study finding that supplying a tiny motivation to prepaid card people to place several of their funds into an economy budget doubled uptake of budget. The study additionally found that the customers which chose to cut utilizing the budget continuing to save lots of following the pilot finished.
Supplemental findings on payday, payday installment, and vehicle concept loans, and deposit advance services and products
This report supplies various analyses on payday advances, payday installment debts, vehicle title loans, and deposit advance items.
Single-Payment Car Title Lending
This report examines consumer application, standard and rate of vehicle seizure for single-payment auto title loans, with an in depth check out the extent that these debts are reborrowed
Online Payday Loan Costs
This document supplies step-by-step analyses from the repayment practices of on the web lenders generating high-cost, short-term debts on the internet, with a focus on effects after repayment needs fail.