The amount granted ranges from EUR 394 to 4 821 per year depending on household income. Loans are available for families with at least three dependent children. Very few (less than 0. However, eligibility is restricted to students under 35 years of age upon initial registration. Students must apply for this financial benefit each year. The amount granted in ranged from EUR 394 to 4 821 per year depending on household income. Loans are available via students’ parents if they have at least three dependent children. Very few (less than worldpaydayloans.com/payday-loans-ut/fillmore/ 0. The maximum interest rate is 4 %. Repayment must start six months after graduation. Belgium – german – grants and loans
A further merit-based grant of EUR 160 per month (1 600 per year) is available to approximately 50 % of full-time students in smart specialisation areas
| There are no loans. | |||
| Croatia – grants and loans | At national level, student grants are provided to full time students by two public sources: Ministry of Science, Education and Sports as well as the National Foundation for the Support of Student Living Standard. Both institutions award grants according to a range of criteria which include both need- and merit-based elements. The grants range from HRK 500 to 1 000 per month and are available for 12 months each year until the graduation (i.e. total of 6 000-12 000 per year).
The State Scholarship Foundation awards scholarships based on students’ academic performance and socio- economic status. Students studying in 1st cycle programmes may receive up to EUR 3 000 per year, in 2nd cycle programmes EUR 4 000 per year, and EUR 4 000 in a PhD programme (3rd cycle). |
Study loans are available only for owners of property in the northern part of Cyprus. This is a state loan for 1st, 2nd and 3rd cycle students who study in Cyprus or abroad. The annual amount ranges from EUR 1 700 to 8 000 and should cover living expenses and tuition fees. Repayment in general starts one year after graduation and should be completed within 20 years. The interest rate of the loan is 1.75 %. Around 1.5 % of students take out the loan. | |
| Czech Republic – grants and loans | Scholarships can be granted on the basis of excellence in studies, for research, artistic or other activities. Scholarships are granted to students from regions other than the seat of the higher education institution as an accommodation scholarship (CZK 5 400/year).
The minimum amount is DKK 922 per month for 12 months awarded to students who live with their parents. The maximum amount is DKK 5 941 per month for 12 months each year for students living independently. International students (EU and outside EU) must fulfil some special conditions to be placed on an equal footing with Danish citizens and receive state education support. 2nd cycle postgraduate taught there is no universal support package. However, in under the Postgraduate Support Scheme (PSS) the Higher Education Funding Council for England (HEFCE) is providing funding for 10 000 scholarships of GBP 10 000 for Masters Students. |
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| England – grants and loans | – | 1st cycle and short-cycle full-time: entrants do not receive a need-based grant but may obtain a higher level of loan for living costs. The maximum for students living in the family home is GBP 6 904. For students living away from home the maximum is GBP 8 200 outside London and GBP 10 702 in London. The loan repayment is income-contingent and set at 9 % of earnings above the threshold of GBP 21 000; interest rates are Retail Price Index plus 3 %. Special support grants are available for students who have dependent children or who have certain disabilities. Many institutions also offer other bursaries and scholarships aimed at students from under- represented groups.
From , PPS will introduce income-contingent loans for students under 30 years old wishing to undertake a postgraduate taught masters in any subjectStudents may apply for a merit-based grant of EUR 100 per month based on excellent study results. This is available for 2 % of the student population. For computing and information technology curricula, the amount of the grant is EUR 160-300 per month (EUR 1 600-3 000 per year). Part-time students in teacher training programmes can also apply for a speciality grant. Approximately 5 % of all students receive the speciality grant. |
Estonian citizens or persons with a permanent residence permit, studying full-time for nine months or more have the right to obtain a state-guaranteed study loan. The maximum amount is EUR 1 920/academic year, and 8 % of students took such a loan in . The interest rate is 5 %. Repayment must start within a year after graduation (except if the student continues studies), and must be completed in double the nominal period of studies, if studies are finished without a qualification, repayment must be done in 1-1.5 the period of studies. |
| Finland – grants and loans | Study grant (SG), for which a certain number of credits is required, is available for the regular length of study and depends on age and whether the student lives with parent(s). Amounts range from EUR 55 to 298/month.
A housing supplement (HS) covers 80 % of the rent for students living independently, with a maximum of EUR /month. HS aims to match support to need (i.e. less support to students with lower housing costs). SG and HS are typically available for nine months only if the student’s income, which may be earned at any time during the calendar year, is below EUR 11 850/year. |
Student loans of EUR 400/month are government guaranteed. Students who graduate within the target time can be entitled to tax deduction (30 %, for studies that started prior to ) or compensation (40 %, for studies that started on or after). Repayment of student loan usually starts 1.5-2 years after graduation and has to be completed in usually double study time. Interest rates and conditions are agreed with the student and the bank. | |
| Former Yugoslav Republic of Macedonia – grants and loans | Merit-based grants are provided for students showing particular scientific or artistic inclinations and winning awards at international and national competitions. Grants are awarded on the basis of the contest announced by the Ministry of Education and Science, two-three months after the beginning of an academic year.
The minimum of the grant specified by the law for the disadvantaged, for students with one living parent and those under legal guardianship until the age of 18 is HUF 119 000/academic year. The minimum of the grant specified by the law for the disabled, multiple disadvantaged, orphans, students supporting dependents or those from a large family is HUF 238 000/academic year. |