Annual Fee
Visa Infinite P
MasterCard / Visa Classic
MasterCard / Visa Gold
Visa Smart Platinum
MasterCard / Visa Platinum
MasterCard Platinum Business
Visa GSC Platinum
MasterCard INSURANCE Gold
MasterCard INSURANCE Platinum
MasterCard The Shop and Pacific Gold
MasterCard The Shop and Pacific Platinum
*Subject to Government Tax, if applicable
Costs & Fees
Advance loan cost
5% regarding the quantity advanced level or at least of RM20 whichever is greater
i) important just
2% associated with the quantity advanced level or the absolute minimum of RM5 whichever is higher
ii) Platinum Company just
3% regarding the amount advanced level or the very least of RM20 whichever is greater
Card replacement charge (not applicable to i am bank card)
Joining cost (per card) (for i am bank card just)
Belated payment cost
RM10 or 1percent associated with total balance that is outstanding at declaration date whichever is higher, subject to no more than RM100
Paper Statement Fee (per declaration)
Extra paper declaration demand (per statement)
Product sales draft retrieval (per copy) (maybe not applicable to i am charge card)
Yearly processing charge (when it comes to shop and Pacific cards just) no processing that is annual would be charged because of the shop Card Sdn. Bhd. when it comes to first 12 months. The annual processing fee will be charged in accordance with the following membership status: The Store/Pacific Gold (per year) The Store/Pacific Platinum (per year for subsequent years
Re-direction for Hong Leong Rewards Programme andre-delivery charge, a nominal cost will be charged for each and every item distribution following the first unsuccessful distribution effort beneath the Hong Leong Rewards Programme: i) Re-direction charge to various address (per demand) ii) Re-delivery fee to exact same address (per request) iii) instead, Cardholders have the choice of utilizing 2,500 Reward Points (PC:9000) to off-set the re-direction or re-delivery cost respectively
Cheque facility related charges (for Platinum Business card just) i) Cheque guide application/issuance (per leaf) ii) Cheque procesing fee (effective 1 January 2015) (per cheque given) iii) Destruction of uncollected cheque books for over 28 times (per cheque book) iv) came back cheque because of inadequate fund (per cheque) as a result of technical reasons (age.g. alterations) (per cheque) v) Stop repayment Upon request (per cheque) as a result of- lack of cheque book (per instruction) Upon presentation of end cheque:- • If adequate fund (per cheque) • If insufficient fund (per cheque)
i) Early settlement penalty fee
ii) BT One-time Fee:
ii) one year : 5%
Fast Cash Monthly Interest
i) managing cost ii) Early settlement penalty fee
Fast Cash One-Time i that is fee a few months ii) 12 months iii) a couple of years
International transaction Transactions manufactured in currencies except that Ringgit Malaysia (RM)
The deal would be changed into Ringgit Malaysia from the date it really is prepared by VISA or MasterCard Global in the exchange that is foreign based on VISA or MasterCard Overseas. The next fees that are additional be charged regarding the transformation:
i. 1% deal charge charged by VISA or MasterCard Overseas; and
ii. 1% foreign currency transformation mark-up imposed because of the Bank (this mark-up just isn’t relevant fast and easy payday loans West Jefferson NC to I’m charge card).
For many international ATMs, web sites or merchants, Cardholders can be offered the choice of using the Dynamic Currency Conversion (“DCC”) solution to transform their forex deals into Ringgit Malaysia. But, if DCC is chosen:
i. the foreign currency rate utilized by the merchant when it comes to DCC deal might be greater than the trade rate dependant on VISA or MasterCard Overseas; and
ii. the Cardholder is likely to be charged a 1% deal charge on transformed Ringgit Malaysia quantity, representing fees imposed by VISA or MasterCard Global.