wonga is by using FOS and you may that is the major you to definitely for me. its started several months but with more 170 money i am very upbeat

Sweet one – the fresh new Bright group are pretty effective in dealing with complaints at second, as time passes, obvious responses, zero daft now offers as well as incorporating brand new 8%s for the.

I’d certainly look at the financial ombudsman re also Bright in the event the your took away twenty four financing within the 15 months

Hi most of the. Ive recently become the procedure of seeking allege back appeal into the a few of my personal pay day loan, and then have got specific solutions. They have emailed to declare that they feel it carried out a proper checks, and that they will not be offering one reimburse. I still have a balance an excellent together with them, and you will have always been assured that they’ll give to help you refund the interest in these money, while they did not address seven characters We sent them asking to prepare a payment bundle, so the harmony went on in order to increase up until they finally froze the brand new membership whenever i stated what ‘FOS’ into the an afterwards current email address. I’ve had the same effect of small quid as most people…an offer from ?150 due to the fact a goodwill commission to close the latest ailment. Altogether We paid down ?step one in order to QQ (? principle and you will ? interest) together with a total of 13 loans over a period of 17 months. At that moment I’d a couple payment arrangements, together with past one took me 17 days to repay. My personal money was about ?1200, and that i is actually permitted to acquire up to ?900 anytime. I am nevertheless waiting around for Wonga Eden cash advance title loan to get to a decision. Immediately following a six week wait, You will find acquired a contact now requesting a further half a dozen days. Pursuing the earliest commission package concluded, I became allowed to lso are acquire once again toward very same time. As a whole I repaid ? (? idea, ? interest). I am not sure how to handle it today. I’m some disappointed you to Bright refuted my personal criticism, and you will was uncertain easily is toward Fos, or even to inquire further if they tend to waive the attention into the the newest 3 the funds, and you can reach an installment plan. I hope that they will take into account all of the letters I sent them, which they didn’t respond to, asking for let. I am including concerned that if We send QQ so you can FOS, that we could possibly get reduce the initial promote away from ?150, which regardless of if is not any in which near the things i is actually hoping for, was at least something. I’m and additionally being unsure of basically is going so you’re able to Fos just before awaiting the fresh effect off Wonga. At the time I happened to be taking right out fund (mainly of 2012 beforehand), I found myself gaming greatly plus a bona-fide clutter. My credit report would’ve shown which i is actually about ?28000 with debt, and that i has also been towards the an obligations administration plan. I became working part-time and you can earning between ?900 and you may ?1400 30 days. I’m hoping that they can see that We borrowed almost every unmarried times, and when I’d reduced you to, borrowed again right away.

I experienced eleven fund over a good 19 week several months, in addition to last two was both reduced less than an installment bundle

QQ is the worse therefore go directly to FOS reg Sunny I am very much shocked, attempt to posting them particular docs appearing you had economic state ,particular images off defauls , later percentage , litigation etcetera , I did that with WDA and finally it kept out-of mortgage no. 4 all the best