you’re for a low earnings or out of work

you’re 18 or higher (there are lots of exceptions if you’re 16 to 17)

you’re under State Pension age (or your partner is)

you and your partner have actually ВЈ16,000 or less in cost cost savings between your

your home is in the united kingdom

The amount of young ones you’ve got cannot impact your eligibility for Universal Credit, however it might impact just how much you obtain.

Make use of advantages calculator to check on just exactly what advantages you can get if you’re perhaps not entitled to Universal Credit.

If you reside along with your partner

Your partner’s income and cost savings is supposed to be taken into consideration, regardless of if they’re not qualified to receive Universal Credit.

If you’re 18 or higher as well as in training or studying full-time

You could make a brand new Universal Credit claim if some of the after apply:

you reside along with your partner and they’re qualified to receive Universal Credit

you’re accountable for a kid, either being a person that is single as a couple of

you’re disabled and entitled to Disability residing Allowance (DLA ) or Personal Independence Payment (PIP ) and also restricted capability for work

you’re in further training, are 21 or under and don’t have parental support, for instance you’re estranged from your own parents and you’re not under neighborhood authority care

If you’re 16 or 17

You are able to a fresh Universal Credit claim if some of the apply that is following

you don’t have a lot of ability for work or you have medical evidence and tend to be awaiting a Work Capability Assessment

you’re caring for a person that is severely disabled

you’re responsible for a kid

you’re in a few with obligation for one or more son or daughter along with your partner is qualified to receive Universal Credit

you’re pregnant plus it’s 11 weeks or less before your week that is expected of

you’ve possessed a youngster in the last 15 days

there is no need parental support, for instance you’re estranged from your own parents and you’re not under neighborhood authority care

If you’re learning full-time

You could make a claim if you’re in full-time further education and some of the following apply:

You is State Pension age if you’re in a couple and one of

Both you and your partner can claim Universal Credit as a couple of if a person of you is under State Pension age and eligible for Universal Credit.

Whenever you both reach State Pension age your Universal Credit claim will stop.

You might manage to make an application for Pension Credit or any other advantages as a couple of whenever your Universal Credit stops. Pose a payday loans WV question to your Jobcentre Plus work coach what else you will be eligible for.

In the event that you don’t have sufficient to call home on while you watch for your very first repayment you might be in a position to get an advance of one’s first Universal Credit repayment.

You will normally receive your first payment 7 days after the end of your first assessment period when you make a new claim for Universal Credit. You’ll then be compensated month-to-month in the exact same date, unless your payment date falls for a week-end or Bank getaway.

You can easily submit an application for an advance re payment of the Universal Credit if you should be in monetaray hardship while you watch for your very first payment, for instance, if you can’t manage to spend your lease or buy meals.

You need to pay off your advance a little at any given time from your own future Universal Credit payments, or by other means you may be getting if you no longer get Universal Credit, for example, from your wages or other benefit.

You may also be able to get a Budgeting Advance to help pay for emergency household costs, for example, buying a new cooker or for help getting a job or staying in work if you are already receiving Universal Credit.

Simple tips to make an application for a Universal Credit advance

You are able to submit an application for a Universal Credit advance:

before you obtain very first payment

if you should be currently being paid Universal Credit while having told us of a big change in your circumstances this means you’ll be compensated more Universal Credit but never have yet been paid the increased amount

To try to get a Universal Credit advance you can:

speak to your Jobcentre Plus work coach

apply using your online account

call the Universal Credit helpline

Using during your online account

Select the ‘apply for an advance’ area to try to get an advance online during your account .

It is possible to only make an application for an advance online if you’re inside your very first Universal Credit evaluation duration along with had a job interview in the jobcentre. When you have passed away very first assessment duration you need to use by calling the helpline.

You can get will be shown on screen when you apply for an advance online, the amount.

If you’re element of a couple of additionally be asked if for example the partner agrees into the advance.

Using throughout your work advisor or even the Universal Credit helpline

In the event that you have one) will need to if you apply for an advance by speaking to your work coach or calling the Universal Credit helpline, you (and your partner:

explain why an advance is needed by you

offer banking account details in which the advance should always be compensated (speak to your work mentor if you fail to start a merchant account)

have had your identification examined at a jobcentre

Whenever you’ll get a determination

You’ll get yourself a decision that is quick your advance application. You’ll usually learn the end result in the day that is same.

Simply how much you may get

You may be capable of geting as much as 100per cent of one’s estimated Universal Credit re payment.

You will have to repay an advance from future Universal Credit re payments or by other means you may be getting if you no longer get Universal Credit, such as from wages or other benefits.

Price of repayments

In the event that you submit an application for an advance online you’ll be shown on display screen the payment amounts for various repayment durations.

If you apply by phone, the Universal Credit helpline adviser assesses whether you are able to pay for to settle the advance. Over the phone if they agree to the advance, they will tell you:

just how much you can have

the repayment that is monthly

if the repayment that is first due