Lock in your interest price and payment quantity

An evaluation price is an interest rate that indicates the cost that is true of loan. This price includes specific charges and costs which can be relevant for the selected product.

Reduced 2 Year Fixed speed in Residence Package Plus (HPP). Owner Occupied. A new comer to bank financing into the HPP >= $150,000. Optimum LVR 80%. Principal and Interest repayments.

Why choose our Rate Home that is fixed Loan?

Choice to lock in an interest rate at the full time of application

As Fixed Rates are determined at settlement of the loan, our rate that is guaranteed Fee this doubt by fixing the price at application for as much as 3 months to guard you against unexpected increases before loan settlement

Price certainty

Range of terms. Set your price for a phrase of just one, 2, 3, or five years and know your interest payable will not increase. You’ve got the choice to lock within the rate on application.

Bundle and conserve

Combine your house loan, Everyday Alternatives banking account along with other Suncorp items and save well on interest and charges.

Using is simple, get started online

After the online application has been submitted, you may hear from your own devoted lender over the following working day to ensure the important points provided and response any concerns you might have.

You will get pre-approval within 1 working day, supplying every thing in your internet application checks out and you’ll find nothing further to examine. Instead, your loan provider may contact you to find out more you to the next stage so we can progress. It really is obligation-free and you may use online more often than once.

We shall make sure all things are proper and do a valuation if needed (that may differ according to specific circumstances). Conditional approval may be released even though the valuation is in procedure.

Offering steps 1 to 3 are effective, you could get last approval in about a week! You shall hear from your own loan provider and they’ll show you right through to Settlement.

Normal periods that are waiting be affected because of COVID19, nevertheless, we’re going to constantly make an effort to make contact with you at the earliest opportunity.

New clients – Home Package Plus waiver

We’ll waive the yearly package charge when it comes to first 12 months, helping you save $375.

Provide valid from 27/03/2017 until withdrawn. 1st annual package cost is waived for brand new Home Package Plus customers with brand new financing of at the very least $150,000.

Bundle your loan

Bundle your Fixed price or Standard Variable Rate mortgage loan of $150,000 or higher with a regular Alternatives banking account and luxuriate in a reduced price along with other cost cost cost savings.

That which you have with Residence Package Plus

For an yearly charge of

Loan establishment charge

$600 for loans = 90% LVR $0 with Residence Package Plus

Account fee that is keeping

Mortgage offset fee

Lenders Mortgage Insurance (LMI)

You will be required to pay Lenders Mortgage Insurance if you are borrowing more than 80% of the value of the property. It is an one-off payment and are financed to the loan.

Lenders Mortgage Insurance protects Suncorp Bank against loss in case of a forced sale of the home loan home. It generally does not guarantee you but can make it easy for one to purchase house or apartment with a smaller sized deposit. You will nevertheless be accountable for all amounts owing pertaining to your loan.

Lender’s Mortgage Insurance (“LMI”)

Amount and costs determined at application on loans > 80% LVR

Calculators & resources

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Stamp duty & concession calculator

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Granted for outstanding value

Our mortgage loans have now been awarded for Outstanding Value by Canstar to owner-occupiers throughout the adjustable and fixed-rate loan terms considered in these ranks. Canstar Research discovered owner-occupiers by having a 5-Star ranked home loan had a tendency to have usage of reduced interest levels set alongside the market average.